Special Situations
We buy real estate notes when banks and lenders need a clean, discreet exit.
Sadigh Capital reviews bank-originated and lender-held notes, NOD/default situations, and problem real estate credits where collateral, documentation, timing, and purchase basis create a practical path to resolution.
What We Buy or Review
Real estate-backed paper where lender fatigue, default status, payoff pressure, document complexity, or timing may create a buyable opportunity.
Bank-originated or lender-held real estate notes where the current holder may prefer a clean sale to a prolonged workout.
NOD, default, maturity, forbearance, or payoff situations with enough time to underwrite and act.
Non-performing, sub-performing, and transitional credits secured by identifiable collateral.
Distressed debt tied to commercial, mixed-use, multifamily, or investment real estate.
Lender, servicer, trustee, or broker situations where a quiet principal buyer can solve a problem.
Off-market credits where documentation, timing, or process complexity creates a basis advantage.
Why People Work With Us
Banks, brokers, servicers, and sellers value a buyer who can protect confidentiality, move quickly, and avoid wasting time when the file does not work.
We can give a fast, practical read without turning a sensitive file into a broad process.
We protect lender, borrower, broker, and seller confidentiality as part of the transaction.
We focus on the actual credit file: collateral, lien position, payment history, payoff, timing, documents, and exit.
We are comfortable with complexity when the paper, rights, and collateral support the purchase basis.
What to Send
Send the credit file, the collateral, the timing pressure, and the reason the current holder is open to a note sale.
- 01Loan or note summary, including unpaid balance, rate, maturity, payment status, and collateral
- 02NOD/default, forbearance, maturity, payoff, or sale timeline
- 03Lender, servicer, trustee, borrower, guarantor, and broker context
- 04Lien, title, collateral, value support, and any known senior or junior debt
- 05Ask, target note-sale price, payoff amount, or proposed sale structure
- 06Expected resolution path: payoff, refinance, sale, foreclosure, deed-in-lieu, or workout
Usually Not a Fit
- Unsupported pricing.
- Unclear collateral or exit.
- Thin equity or unrealistic future value.
- Consumer foreclosure rescue or primary-residence borrower rescue.
- Unavailable or unverifiable facts.
Send the situation
If the file is real and the collateral supports the basis, we can review quickly, respond discreetly, and focus on whether a note purchase can close.
Contact Sadigh Capital